Find the Best Plan for You

Why Self-Funding Partners?

Choose the right plan with the right company.

What Qualifies SFP?

At Self-Funding Partners (SFP), we are the leading experts in both self-funded and fully insured healthcare insurance, confidently helping employers who are considering a shift from a fully insured plan to a self-funded plan or finding a new fully insured plan. With our personalized approach and collaboration with employers, we tailor self-funded and fully insured benefit plans to create a healthy work environment that supports the physical and emotional well-being of employees.

Man having a discussion with someone else about insurance for his company

Deep Industry Knowledge

We stay up to date with regulations, policies, trends, and best practices.

Experience & Expertise

We demonstrate, leverage, and share our understanding of the complexities of the industry.

Comprehensive Services

We provide value-added services such as risk assessment, claims management, compliance support, plan design, cost containment strategies, and employee wellness programs.

Customized Solutions

We take the time to understand your goals, budget, employee demographics, risk tolerance, and design customized insurance plans that align with these factors.

Simple Direction

We make your job easier by taking on responsibilities internally so you can focus on what matters most to your company and employees. Let us handle the heavy lifting.

Strategic Guidance

We analyze market trends and offer strategic advice to help you confidently make educated decisions about the right healthcare insurance options.

Compliance & Ethics

We are transparent, adhere to high ethical standards, and maintain strict compliance with regulatory requirements.

Thought Leadership

We are a recognized authority and expert in healthcare insurance. We provide valuable insights, innovative ideas, and knowledge that drive industry advancements and customer trust.

The Difference Between

Self-Funded & Fully Insured

Self-Funded Insurance Plans:

Fully-Insured Insurance Plans:

Employers can limit their claims risk with stop-loss coverage

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Financial Risks

Insurance carriers assume financial risk for claims

Flexibility to customize plan design & benefit levels

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Flexibility

Limited flexibility in plan design and coverage

Insurance carriers negotiate contracts with healthcare providers and manage the provider network

Direct access to HIPAA-compliant claims

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Insurance Claims

Claims administration and risk management are handled by the insurance carrier

Employers have less direct control over claims data and plan design

Implement wellness/cost-containment strategies

Potential cost savings for employers if claims are lower than expected

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Costs

Premiums are paid to the insurance carrier based on the number of covered employees

High ACA Fees

Subject to federal regulations, such as ERISA, but exempt from certain state insurance regulations

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Regulations

Compliance with state insurance regulations is required

Whenever you need us

We Welcome Your Call

At Self-Funding Partners, we care about you and your employees. We can save you money. We can serve you better than your current Broker. We can provide viable options to fix your company’s needs. How? We take it upon ourselves to listen to and understand your employees’ questions regarding their self-funded or fully insured health insurance. SFP provides dedicated advocates to help answer questions, provide guidance, and help you navigate the enrollment process smoothly and beyond. From our quarterly visits to your office to our friendly and understanding advocates, Self-Funding Partners is here for you.

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